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Roof with extensive fire damage

Top 5 Tips To File a Fire Damage Claim

Home Fires are one of the most devastating disasters that can happen to a family. Not only do they destroy your home and belongings, but they can also put your life at risk. If you’re lucky enough to escape a fire with your life, you’ll still need to deal with the aftermath of the disaster. One of the first steps in rebuilding your life is filing a fire damage claim with your insurance company. However, filing an insurance claim can be complicated and time-consuming. To help you get started, here are five tips for filing a successful fire damage claim.

1. Notify Your Insurance Company as Soon as Possible

One of the most important things to do after a fire is to notify your insurance company as soon as possible. Your insurance agent will be able to guide you through the process of filing a fire damage claim, and they will also be able to answer any queries that you may have. It is essential to remember that each insurance company has its process for handling fire damage claims, so it is important to follow their specific instructions.

You can trust New York Fire Claims, a public adjuster for fire damage claims in the NY area, to ensure you get your claim paid quickly and for a fair amount. We review your policy, collect evidence, and negotiate with your insurance company to get you the best possible settlement.

2. Make a List of All the Damaged Items

One of the most important things to do when filing a fire damage claim is to list all the damaged items. Make sure to include everything, even small items that may seem insignificant. Once you have made your list, take photos or videos of the damage.

It will serve as evidence of the extent of the damage and will be helpful when it comes time to file your claim. Any fire damage insurance claim in New York area without evidence will be much harder to win.

3. Gather Any Important Documents

Another important step in filing a fire damage claim is gathering any important documents lost in the fire. It includes things like birth certificates, passports, and social security cards. Having copies of these documents will make it easier to file your claim and get your life back to normal. Most fire damage claims in New York experts emphasize the importance of having these documents to make the process go more smoothly.

4. Keep Track of Your Expenses

You will likely incur many additional expenses if you have been displaced from your home due to the fire. These may include things like hotel bills, meals, and transportation costs. Keep all of your receipts and records of these expenses, as you will need to submit them to your insurance company when you file your fire damage claims in the New York area.

5. Be Patient

The process of filing a fire damage insurance claim in the New York area can be slow, so be patient. Your insurance company is working on hundreds of claims at once, and they will get to yours eventually. In the meantime, keep track of all communications and repair costs so that you can submit them once the claim is approved.


Filing a fire damage claim can be a complicated and time-consuming process, but it is important if you want to get your life back to normal. These five tips will help you get started on the right foot.

Contact New York Fire Claims today, we have fire damage claims in NY experts who assist in assessing all fire damage and related damages, anticipate loopholes and exceptions, and help find contractors and fire cleanup or restoration services.