Has your house incurred fire damage? Then you need to understand how to deal with the insurance company. For starters, you need to alert the insurance company about the fire damage in the shortest time possible. Let’s look into how to deal with the fire claims adjuster after the fire. 

1. File the Claim Immediately 

The insurance policy mandates that you should report the fire damage immediately. 

If you want to file a claim, you should get in touch with the fire department. The fire damage company will be able to assess the extent of damage and obtain samples of the origin of fire damage. 

You should also inform your insurance company about the loss so that it can make a decision on your claim. It’s important to understand that you need to notify each fire department and immediately report back to your insurance company.  

Some companies offer 24 hours fire protection. You can contact these companies when a fire occurs. They will be able to provide you with emergency response, and they have the equipment and training to extinguish the fire. You should also document all the costs incurred by you after the fire. 

2. Take Pictures of the Fire Damage 

The fire claims adjuster will request pictures of the damage to your property. You should take these pictures before cleaning out the house or removing anything from your home. Take pictures of your property from different angles. The company will be able to assess the damage better if it is provided with pictures. 

3. Request an Advance 

You can request an advance from a New York fire claims public adjuster. This advance will be an amount of money you can use for temporary housing; this advance will be paid directly to you, and you can use it for any purpose. 

4. Compile a List of all the Items You Have Lost 

A New York fire claims public adjuster needs to know everything you lost as a result of the fire damage. The adjuster will be able to assess the extent of the loss. The list should include all the items you have lost in the account of fire damage. This list can also help you make a better estimate of the value of your property. 

5. Explain Everything in Detail and Keep Your Records Clean 

At this point, you need to keep records clean. You need to provide details and every item you have lost after the fire damage. You should be precise with everything, and you need to do the same with your records. 

6. Secure Your Property to Prevent Further Damage 

You need to secure your property. You have to do this within a specific time frame as instructed by the public adjuster. If you cannot secure your property on time, you should seek professional assistance. 

7. Go Through the Policies and Contracts Carefully 

You should read all the policies and contracts carefully before you sign up for any policy. The insurance company will send you a contract when it accepts your claim. Go through each term and understand how you can be compensated when fire damages occur. 

If you need any form of assistance after fire damage, feel free to contact New York Fire Claims. Our team is at your service, and we’ll ensure you’re compensated well. Contact us today.